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May 5, 2017

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PAGE 2 - 5, 2017 Owned and operated by Pamela Donnaruma, Publisher, Post-Gazette by Prof. Edmund Turiello A weekly column highlighting some of the more interesting aspects of our ancestry.., our lineage.., our roots. by Chris Hanson A Financial Fluffernutter CALIGULA THE MURDERER Caligula had a mistress named Milonia Caesonia and one day she slipped him a love potion. The drug made him dangerously ill and left him derange. He immediately threw off all appearances of virtue and moderation and became as nutty as a fruitcake. The most elaborate tortures became his constant enjoyments. During his mealtimes, he had criminals as well as innocent persons stretched on a rack and then beheaded. Even the most respected citizens were not immune to his dally persecutions. Some of the highest senators were required to run in their togas for several miles beside his chariot and also attend him as a servant at his dining table. Others he secretly put to death, but continued to send for them as though they were still alive. After a few days of this deception, he would insist that they had committed suicide. One senator who really made the mud" list was the victim of trumped-up sedition charges. The senator was eventually mangled and dragged through the streets. Caligula's cruel heart was not satisfied until the man's limbs, members, and bowels were heaped up before the palace. A sick magistrate on a medical leave of absence did not recuperate fast enough and was put to death. Even when dining, relaxing, or Statue representing the Emperor Caligula. being amused by any other means, there was the constant examination of prisoners by to'rture and then the decapitation in his presence. There seemed to be no limit to his envy and jealousy as is reflected in the story of a man named Ptolemy (not the famous Egyptian ruler), who was invited to visit Rome and was received with honor. He wore a splendid purple cloak while attending a gladiatorial show and this attracted more general attention than the presence of the emperor himself. There are a few loose ends to the story, but for this reason and for no other, the man was executed. The theater was a part of the highest social activity of Roman society. A comedy writer was burned alive in the middle of the arena because he wrote a humorous line that had a double meaning which reflected some doubt upon the integrity of the emperor. A gallant Roman knight was thrown to the wild beasts for some minor offense. When he loudly protested his innocence, Caligula removed him from the arena, had his tongue cut off, and then put him back again. A recalled exile was asked how he spent his time while away from Rome. Attempting flattery, the man replied, ~I prayed to the gods that Tiberius might die and that you would become emperor." Caligula, thinking that all of the existing exiles were likewise praying for his death, sent secret agents to the islands to butcher all of them. Before leaving Rome for one of his numerous journeys, someone wished that he never would return, whereupon the entire group of well-wishers were seized and thrown into the sea to drown. If you think this story of Caligula the murderer is bad... please ... I beg of you ... don't read Caligula the butcher in the next issuet. Saint Adalbert of Prague by Bennett Molinari and Richard Molinari Originally given the name of Wojtech, the boy who would one day be known as St. Adalbert of Prague was born into a noble family in the Central European region of Bohemia dur- ing the mid-900s. When Wojtech became seriously ill during his childhood, his parents promised that they would offer their son to God as a priest ff he were cured. Wojtech survived and his parents sent him to study with Archbishop Adalbert of Magdeburg, a Benedic- tine missionary, who him- self would later be canon- ized. The Archbishop gave the young student his own name at confirmation. The young Adalbert was 25 when his mentor died in 981. He re- turned to his native Bohemia, where Bishop Deitmar of Prague ordained him a priest two years later. Adalbert immediately resolved to live his own life in a more penitential spirit than before. He began wearing a hair shirt and distributing his mon- ey to the poor. In 982, Bishop Dietmar died and Adalbert, despite being Under canonical age, was chosen to succeed him as Bishop of Prague. Trouble developed between Adalbert and the duke of Bohemia, Boleslaus II, and in 990, Adalbert travelled to Rome, where he lived as a hermit at the Benedictine monastery of Saint Alexis for five years. Pope John XV ordered him back to Prague two years later. In 995, Pope ANTHONY FEDERICO PROPERTY MANAGEMENT, INC. Residential Property Management Services include: cleaning, general repairs, painting, record keeping etc. Contact ANTHONY at 508-633-0278 or emoil ofedericoll@comcosLnet I wonder if former State Senator Jarrett Barrios ever admitted he overreacted to his son's request for a Fluffernutter sandwich. While most parents would have just said no, Barrios proposed some anti-Flufff legislation in 2006. The resulting public outcry was equally overblown. Callers to talk radio shows complained of a totalitarian regime dictating our food choices. Bostonians love Fluff and we will be damned if some Haavaad do-gooder is going to take it from us. Massachusetts politics have always been volatile, but cooler heads finally prevailed. No legislation was passed and the delight- fully ooey-gooey creation recently celebrated the 1004 anniversary of its creation in Somerville. There is more at risk than a yummy lunch when stock market volatility is concerned, thotigh. When stock prices go up and down, it scares the dickens out of many investors. Volatility is one of the principle reasons why most investors sell at a loss, or sit on the sidelines and fail to benefit from the natural appreciation of the market. Investors frequently eonfuse volatility with risk, but the concepts are very different. So what is volatility and what is risk? Let's view the concepts through the eyes of Betty, a fictional but sweet as whoopie pie lunch lady. Betty scrimped and saved and now she has $100,000 dollars to invest. She doesn't need the money for 20 years and asked The Wicked Smart Investor how it should be invested. First we spoke about volatility, which is a statistical measure of the dispersion of returns for a given security or market index. In simpler terms, it's the up and down movement of stock prices or indexes as the market reacts to the news of the day. The market is constantly evaluating a company's earnings and growth potential and placing a dollar amount on these. History has shown us that the market frequently overreacts and dwells on negative news. There is no doubt this can be scary. In 1974, the S&P Index return plunged by 29.72%, only to rebound in 1975 by 31.55%. Today's investors have one advantage over their grandparents: we have so much more research that shows a well-diversified portfolio, over time, increases more than it decreases. I cautioned Betty that market volatility is a constant, it's always there. Think of the stock market and volatility like the ingredients of a Fluffemutter; once the peanut butter is overlaid with the Fluff, they ain't never coming apart. Next, we talked about risk. Let's define risk as the chance you'll lose money on an investment. Inflation aside, I had some surprising news for Betty. I told her that over the long term, risk drops precipitously. For example, ff she needed the $100,000 in three years, the stock market is risky because of volatility. When the market dives, it can take years to recover and, during many rebounds, typically more than three. At a 10 year time horizon, the risk is significantly lower; at 20 years, it's almost zileh. Ethi- cally, I cannot promise you well diversified investing is as sure as Fluff's Never Fail Fudge, but consider this: all it takes for Betty to double her money in 20 years is a modest average return of 3.53%. If she gets 1.5%, she still walks away with approximately $135,000. It would take the market declining over 20 years for Betty to actually lose money. In the history of the stock market, this has never happened. If volatility really bothers you, there are ways to reduce its effect on your investments. Speak to your advisor to find the optimal portfolio for you. Then make sure you review and update it on a regular basis. Finally, assert your freedom and treat yourself to Betty's Fluff-infused Harvard Squares! Chris Hanson is a CPA who specializes in financial planning at OakTree Capital Partners in Easton. He earned his BBA at the Is- enberg School of Management University of Massachusetts and an MBA at Babson College's F. W. Olin Graduate School of Business. Gregory V released him from his episcopal duties after TING Adall~ert's family was mas- NO sacred at the order of Duke Boleslaus. During his years as Bishop [}[~ . of Prague, Adalbert founded the abbey of Brevnov and evangelized the Prussians of Pomerania. At first, success 5 PRINCE STREET * NORTH END BOSTON, MA 02113 attended his efforts. But his commanding the people to abandon paganism irritated them and, at the instigation of one of the pagan priests who ac- cused Adalbert of being a Polish spy, he was murdered on April 23,997, on the Baltic Sea coast east of Truso. It is recorded that his body was bought back for its weight in gold by King Boleslaus I of Poland. Boleslaus I buried Adalbert's body at Gniezno, Po- land, where it was transported in 1039 to Prague. Adalbert was canonized in 999 by Pope Sylvester II. Saint Adalbert of Prague's Feast Day is April 23rd. Quality Printing for all your Commercial and Personal Needs Stationery * Business Cards* Menus * Flyers [ Program Books * Wedding and Party Invitations ] Announcements * Business Forms and Documents [ COMPETITIVE PRICES --